Card Benefits
Key benefits available with this card.
Lifetime Free Card
Enjoy the HSBC Visa Platinum Credit Card with no joining fee and no annual renewal fee.
2 Reward Points per Rs 150
Earn 2 reward points for every Rs 150 spent on eligible transactions.
Travel with Points
Earn accelerated reward points through HSBC Travel with Points on eligible hotel, flight and car rental bookings. Current HSBC Travel with Points rates include up to 4X on flights for eligible non-Premier/Prive cards, 6X on hotels and 2X on car rentals.
Air Miles Conversion
Convert HSBC reward points into participating airline miles and hotel loyalty points through the HSBC India Mobile Banking App, subject to applicable transfer ratios and terms.
2,000 Bonus Reward Points
Earn 2,000 bonus reward points when you download and log into the HSBC India Mobile Banking App and spend at least Rs 5,000 within the first 30 days.
3-Month Swiggy One Membership
Receive a complimentary 3-month Swiggy One membership after activating the card.
Amazon Pay / Zomato / Swiggy Voucher
Receive a voucher worth up to Rs 500 for Amazon Pay, Zomato or Swiggy after card activation with a single transaction of Rs 300 or more.
Rs 250 Amazon eGift Card
Get an Rs 250 Amazon eGift Card after applying online, completing video verification and receiving the card.
Times Prime Subscription
Get a complimentary 12-month Times Prime subscription with participating benefits including Spotify Premium, Uber One, Discovery+, Moneycontrol Pro and Lenskart Gold.
MakeMyTrip Flight Seat Selection
Get complimentary domestic flight seat selection twice a year on eligible MakeMyTrip bookings.
MakeMyTrip Hotel Cashback
Get 15% cashback added to your MakeMyTrip Wallet as My Cash on eligible domestic hotel stays booked using promo code VISASIGNATURE.
Contactless Fuel Cashback
Get Rs 250 cashback per quarter on eligible contactless fuel spends up to Rs 10,000 per quarter when using the physical HSBC Visa Platinum Credit Card.
Fuel Surcharge Waiver
Get 1% fuel surcharge waiver up to Rs 250 per month on eligible fuel transactions between Rs 400 and Rs 4,000.
No Complimentary Airport Lounge
The HSBC Visa Platinum Credit Card does not provide complimentary airport lounge access as a built-in card benefit.
Welcome / Free Offer
Earn 2,000 bonus reward points after downloading and logging into the HSBC India Mobile Banking App and spending at least Rs 5,000 within the first 30 days. Get complimentary 3-month Swiggy One membership after activation. Get a voucher worth up to Rs 500 for Amazon Pay, Zomato or Swiggy after activation with a single transaction of Rs 300 or more. Get Rs 250 Amazon eGift Card after online application, video verification and receiving the card.
Value up to ₹2,250
Eligibility: Welcome benefits are subject to applicable HSBC terms. Bonus points require app download/login and Rs 5,000 spend within first 30 days. Swiggy One requires card activation. Voucher requires activation and a single transaction of Rs 300 or more. Amazon eGift Card requires online application, video verification and card receipt.
Rewards & Points
How rewards are earned on this card.
| Category | Reward | Details |
|---|---|---|
| Other Eligible Spends | 1.3333 points / ₹100 | Earn 2 reward points for every Rs 150 spent on eligible transactions. |
| Travel with Points - Flights | Accelerated Reward Points | Eligible HSBC cards other than Privé/Premier can earn 4X reward points on eligible flight bookings through Travel with Points. |
| Travel with Points - Hotels | Accelerated Reward Points | Eligible HSBC cards other than Privé/Premier can earn 6X reward points on eligible hotel bookings through Travel with Points. |
| Travel with Points - Car Rentals | Accelerated Reward Points | Eligible HSBC cards can earn 2X reward points on eligible car rental bookings through Travel with Points. |
| Contactless Fuel | Cashback | Rs 250 cashback per quarter on contactless fuel spends up to Rs 10,000 per quarter. Cashback is a fixed quarterly benefit rather than a percentage cashback rate. |
Airport Lounge Access
Complimentary Airport Lounge
0 visits · Domestic/International
No complimentary airport lounge access is listed as a built-in benefit for the HSBC Visa Platinum Credit Card.
Fuel Surcharge Waiver
Current Offers & Promotions
2,000 Bonus Reward Points
Active2,000 Reward Points
Maximum benefit: 2000.00
Download and log into the HSBC India Mobile Banking App and spend at least Rs 5,000 within the first 30 days of having the card.
Swiggy One Membership
Active3 Months Complimentary
Complimentary 3-month Swiggy One membership after card activation, subject to applicable terms.
Amazon Pay / Zomato / Swiggy Voucher
ActiveUp to Rs 500
Maximum benefit: 500.00
Receive a voucher worth up to Rs 500 after card activation and a single transaction of Rs 300 or more.
Amazon eGift Card
ActiveRs 250
Maximum benefit: 250.00
Apply online, complete video verification and receive the card to qualify for the Rs 250 Amazon eGift Card.
Times Prime
Active12 Months Complimentary
Complimentary 12-month Times Prime subscription with participating benefits.
MakeMyTrip Flight Seat Selection
Active2 Complimentary Selections Per Year
Complimentary domestic flight seat selection twice a year on eligible MakeMyTrip bookings.
MakeMyTrip Hotel Cashback
Active15% My Cash
15% cashback added to MakeMyTrip Wallet as My Cash for eligible hotel stays in India booked using promo code VISASIGNATURE.
Contactless Fuel Cashback
ActiveRs 250 per quarter
Maximum benefit: 250.00
Get Rs 250 cashback per quarter on contactless fuel spends up to Rs 10,000 per quarter using the physical HSBC Visa Platinum Credit Card.
Fuel Surcharge Waiver
Active1% waiver
Maximum benefit: 250.00
1% fuel surcharge waiver up to Rs 250 per month on eligible fuel transactions between Rs 400 and Rs 4,000.
Eligibility Criteria
18 to 65 years
Salaried and Self-employed
₹600,000 / month
₹1,200,000 / year ITR
+
New and existing HSBC customers can apply.
Additional Eligibility Details
Important Eligibility Information
Indian resident. Salaried applicants aged 18 to 65 years. Self-employed applicants aged 25 to 65 years. Minimum annual income of Rs 6,00,000 for salaried applicants and Rs 12,00,000 for self-employed applicants. Applicant must reside in an eligible HSBC serviceable city.
Income: Salaried: Rs 6,00,000 per annum. Self-employed: Rs 12,00,000 per annum.
Employment: Salaried or Self-employed
Credit Score: HSBC does not state a specific minimum credit score on the current official eligibility information.
Documents Needed
Fees & Charges
₹0
₹0 + GST
Pros
Lifetime free card; 2 reward points per Rs 150; up to 6X Travel with Points rewards on eligible travel; 2,000 welcome reward points; complimentary 3-month Swiggy One; Amazon Pay/Zomato/Swiggy voucher up to Rs 500; Rs 250 Amazon eGift Card; Times Prime; MakeMyTrip benefits; fuel cashback and surcharge waiver.
Cons
Low base reward rate of approximately 1.33 points per Rs 100. No complimentary airport lounge access. Reward value varies by redemption method and transfer partner.