HSBC TravelOne Credit Card

Card Benefits

Key benefits available with this card.

Benefits will be added soon.

Welcome / Free Offer

Get Rs 1,000 cashback, Rs 3,000 Postcard Hotels voucher and 3-month EazyDiner Prime Membership after downloading and logging into the HSBC India Mobile Banking App and meeting the applicable first-30-days spending requirement. Additional bonus Reward Points may be available on qualifying spending.

Eligibility: Welcome benefits are subject to the applicable HSBC offer terms, qualifying spend and eligibility requirements.

Rewards & Points

How rewards are earned on this card.

Category	Reward	Details
Regular Purchases	2.0000 points / ₹100	Earn 2.0000 points for every ₹100 spent.
Flights, travel bookings and foreign currency transactions earn 4 Reward Points per Rs 100. Other eligible spends earn 2 Reward Points per Rs 100.	HSBC Reward Points	Earn 2.00X rewards on Flights, travel bookings and foreign currency transactions earn 4 Reward Points per Rs 100. Other eligible spends earn 2 Reward Points per Rs 100..

Reward Exclusions: Fuel, education, government, utility, insurance, tax, jewellery, e-wallet, money transfer, financial institution, non-financial institution, real estate agent/manager, and bail and bond transactions are excluded from Reward Points. EMI transactions are also excluded.

Airport Lounge Access

6 per year domestic lounge visits.

Spend requirement: No minimum spend requirement stated for the supplied lounge benefit.

Eligibility Criteria

Age

18 to 65 years

Employment

Salaried and Self-employed

Salaried Income

₹600,000 / month

Self-Employed

₹1,200,000 / year ITR

Credit Score

New to Credit

Check issuer criteria

Important Eligibility Information

Salaried applicants: age 18 to 65 years and minimum annual income of Rs 6,00,000. Self-employed applicants: age 25 to 65 years and minimum annual income of Rs 12,00,000. Applicant must be an Indian resident and live in an HSBC serviceable city.

Income: Salaried: minimum Rs 6,00,000 per annum. Self-employed: minimum Rs 12,00,000 per annum.

Employment: Salaried or Self-employed

Credit Score: No specific minimum credit score is stated on the current official HSBC TravelOne eligibility information.

Documents Needed

Latest salary slip for salaried applicants, proof of residence, identity proof and PAN card. Additional documents may be requested during application.

Fees & Charges

Standard Joining Fee

₹4,999

Annual Fee

₹4,999 + GST

Fee Terms: Joining fee is Rs 4,999 + GST. Annual fee is Rs 4,999 + GST and is waived when eligible annual spending reaches Rs 8,00,000.

Pros

Strong travel rewards; 4 Reward Points per Rs 100 on flights, travel bookings and foreign currency transactions; 2 Reward Points per Rs 100 on other eligible spends; 6 domestic and 4 international lounge visits; airline and hotel transfer options; travel discounts; golf benefits; annual fee waiver on Rs 8 lakh eligible spending.

Cons

High Rs 4,999 + GST joining and annual fee. Annual fee waiver requires Rs 8 lakh eligible annual spending. Reward exclusions and applicable travel/reward terms apply.