SBI SimplyCLICK Credit Card

Card Benefits

Key benefits available with this card.

Benefits will be added soon.

Welcome / Free Offer

Amazon.in e-Gift Card worth Rs 500 as the applicable welcome benefit, subject to SBI Card terms.

Value up to ₹500

Eligibility: Subject to the applicable SBI Card welcome gift eligibility and payment of the applicable fee.

Rewards & Points

How rewards are earned on this card.

Category	Reward	Details
Regular Purchases	1.0000 points / ₹100	Earn 1.0000 points for every ₹100 spent.
10X Reward Points on eligible exclusive online partner brands. 5X Reward Points on other eligible online spends.	SBI Reward Points	Earn 10.00X rewards on 10X Reward Points on eligible exclusive online partner brands. 5X Reward Points on other eligible online spends..

Reward Point Value: ₹0.2500 per point as stored in the database.

Reward Exclusions: Fuel transactions and other transactions excluded under SBI Card reward programme terms do not earn Reward Points. Applicable reward caps and exclusions apply.

Airport Lounge Access

Complimentary domestic lounge visits.

Spend requirement: No complimentary domestic airport lounge access.

Fuel Surcharge Waiver

Waiver Rate 1.0000%

Maximum Monthly Waiver ₹100

Eligibility Criteria

Age

21 to 65 years

Employment

Salaried and Self-employed

Salaried Income

₹300,000 / month

Self-Employed

₹480,000 / year ITR

Credit Score

720+

New to Credit

Important Eligibility Information

Age: 21 to 65 years. Salaried and self-employed applicants. Salaried minimum income: Rs 25,000 per month. Self-employed: ITR above Rs 4,80,000 per annum. Credit score: 720+ with no delayed payments in the past 12 months. New-to-credit allowed only for salaried applicants.

Income: Salaried: minimum Rs 25,000 per month. Self-employed: ITR above Rs 4,80,000 per annum.

Employment: Salaried and Self-employed

Credit Score: 720+ with no delayed payments in the past 12 months.

Documents Needed

ID Proof: PAN Card/Form 60

Address Proof: Aadhaar, Passport, or utility bills

Income Proof: Bank statements or salary slips

Photograph: Recent passport-sized photo

Fees & Charges

Standard Joining Fee

₹499

Annual Fee

₹499 + GST

Fee Terms: Joining Fee: Rs 499 + applicable taxes. Annual/Renewal Fee: Rs 499 + applicable taxes from the second year onwards. Annual fee is waived/reversed when annual spends in the previous year are Rs 1,00,000 or more.

Pros

10X Reward Points on eligible exclusive partner brands; 5X Reward Points on other online spends; 1X Reward Point on other eligible spends; Rs 2,000 milestone voucher at Rs 1 lakh annual online spend and another Rs 2,000 voucher at Rs 2 lakh; Rs 500 Amazon welcome benefit; 1% fuel surcharge waiver.

Cons

Annual fee of Rs 499 + applicable taxes unless waived through Rs 1 lakh annual spend. Accelerated rewards are subject to applicable caps and exclusions. No complimentary airport lounge access.