Limited-Time Fee Offer

Joining Fee: Rs 12,500 + GST. Annual Fee: Rs 12,500 + GST. Annual fee waived on Rs 25 lakh eligible spends in the preceding year.

Current Joining Fee ₹12,500
Axis Bank
•••• 8912
Axis Bank Magnus Credit Card

Axis Magnus Credit Card

Complete card details, current offers, rewards, fees and eligibility.

Joining Fee ₹12,500
Annual Fee ₹12,500 + GST
Min. Credit Score 736+
Lounge Unlimited visits/year

Card Benefits

Key benefits available with this card.

Unlimited Global Lounge Access

Enjoy unlimited lounge visits globally with Priority Pass, including 4 guest visits annually, along with unlimited domestic lounge access.

Rs 12,500 Welcome Voucher

Get Rs 12,500 Welcome Voucher from Luxe Gift Cards, The Postcard Hotels, or Yatra upon card activation. Select any one.

Oberoi & Trident Hotel Discount

Get up to 15% off on International and Domestic stays at Oberoi & Trident Hotels.

12 EDGE Reward Points per Rs 200

Earn 12 EDGE Reward Points per Rs 200 on spends up to Rs 1.5 lakh.

35 EDGE Reward Points per Rs 200

Earn 35 EDGE Reward Points per Rs 200 on incremental spends above Rs 1.5 lakh.

5X Reward Points via Travel EDGE

Earn 5X Reward Points on all spends via Travel EDGE.

Fuel Surcharge Waiver

Enjoy a 1% fuel surcharge waiver on transactions between Rs 400 and Rs 4,000, capped at Rs 400 per month.

Annual Fee Waiver

Annual fee of Rs 12,500 + taxes is waived on Rs 25 lakh prior-year eligible spends.

Welcome / Free Offer

Get Rs 12,500 Welcome Voucher from Luxe Gift Cards, The Postcard Hotels, or Yatra upon card activation. Select any one.

Value up to ₹12,500

Eligibility: Upon card activation. Select any one from Luxe Gift Cards, The Postcard Hotels, or Yatra.

Rewards & Points

How rewards are earned on this card.

Category Reward Details
Spends up to Rs 1.5 Lakh 6.0000 points / ₹100 Earn 12 EDGE Reward Points per Rs 200 on spends up to Rs 1.5 lakh.
Incremental Spends Above Rs 1.5 Lakh 17.5000 points / ₹100 Earn 35 EDGE Reward Points per Rs 200 on incremental spends above Rs 1.5 lakh.
Travel EDGE EDGE Reward Points Earn 5X Reward Points on all spends via Travel EDGE.
Reward Point Value: ₹0.2000 per point as stored in the database.
Reward Exclusions: No EDGE Reward Points on Wallet, Rent, Priority Pass Fee, EMI, Utilities, Government Institution, Insurance, Fuel, Gold & Jewellery and other excluded categories as applicable under Axis Bank reward terms.

Airport Lounge Access

Priority Pass Global Lounge

999 visits Unlimited · International

Unlimited global lounge visits with Priority Pass, including 4 guest visits annually.

Domestic Airport Lounge

999 visits Unlimited · Domestic

Unlimited domestic lounge access.

Fuel Surcharge Waiver

Waiver Rate 1.0000%
Maximum Monthly Waiver ₹400

Current Offers & Promotions

Rs 12,500 Welcome Voucher

Active

Rs 12,500

Maximum benefit: 12500.00

Upon card activation. Select any one from Luxe Gift Cards, The Postcard Hotels, or Yatra.

Oberoi & Trident Hotel Discount

Active

Up to 15% off

Get up to 15% off on International and Domestic stays at Oberoi & Trident Hotels.

Annual Fee Waiver

Active

Rs 12,500 + taxes

Maximum benefit: 12500.00

Annual fee waived on Rs 25 lakh prior-year eligible spends.

Eligibility Criteria

Age

21 to 65 years

Employment

Salaried and Self-employed

Salaried Income

₹150,000 / month

Self-Employed

₹1,800,000 / year ITR

Credit Score

736+

New to Credit

New-to-Credit: Not Allowed.

Additional Eligibility Details

Age: 21 to 65 years — Applicant should be between 21 and 65 years of age.
Employment: Salaried / Self-Employed — Available to salaried and self-employed applicants.
Salaried Income: Rs 1,50,000 per month — Minimum stated salaried income is Rs 1,50,000 per month.
Self Employed Income: ITR greater than Rs 18,00,000 per annum — Self-employed applicants require ITR greater than Rs 18,00,000 per annum.
Credit Score: 736+ — Minimum stated credit score is 736+.
New to Credit: Not Allowed — New-to-Credit applicants are not allowed.

Important Eligibility Information

Age: 21 to 65 years. Employment: Salaried or Self-employed. Salaried Income: Rs 1,50,000 per month. Self-employed: ITR greater than Rs 18,00,000 per annum. Credit Score: 736+. New-to-Credit: Not Allowed.

Income: Salaried: Rs 1,50,000 per month. Self-employed: ITR greater than Rs 18,00,000 per annum.

Employment: Salaried or Self-employed

Credit Score: Minimum stated credit score: 736+.

Documents Needed

ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or Salary slips
Photograph: Recent passport-sized photo

Fees & Charges

Standard Joining Fee

₹12,500

Annual Fee

₹12,500 + GST

Fee Terms: Joining Fee: Rs 12,500 + GST. Annual Fee: Rs 12,500 + GST. Annual fee waived on Rs 25 lakh eligible spends in the preceding year.

Pros

Unlimited global lounge access with Priority Pass; unlimited domestic lounge access; 4 Priority Pass guest visits annually; Rs 12,500 welcome voucher; up to 15% off on International and Domestic stays at Oberoi & Trident Hotels; accelerated EDGE Reward Points; 5X Reward Points via Travel EDGE; 1% fuel surcharge waiver.

Cons

High joining and annual fee of Rs 12,500 + GST. Annual fee waiver requires Rs 25 lakh eligible spends in the preceding year.

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Information shown on this page is based on the card data currently stored in the database. Fees, offers and eligibility may change; verify final terms with the issuer before applying.