Available Card Variants
IndiGo Axis Bank Premium Credit Card
Visa / MastercardPremium variant offers 7 BluChips per ₹100 on IndiGo, 3 on groceries/dining, and 2 base. Joining Fee: ₹5000 + GST. Includes 5,000 Welcome BluChips + 6E Eats voucher, 8 domestic and 2 international lounge visits, and higher milestone bonuses up to 20,000 points.
Card Benefits
Key benefits available with this card.
3% Value-back on IndiGo Spends
Earn 3 IndiGo BluChips for every ₹100 spent directly on the IndiGo website and app bookings.
2% Value-back on Selected Spends
Earn 2 IndiGo BluChips for every ₹100 spent on selected secondary categories.
Base Travel Rewards
Earn 1 IndiGo BluChip per ₹100 on all other eligible regular retail spends as base rewards.
RuPay UPI Functionality
Link your RuPay credit card to supported UPI apps to make seamless QR code payments at merchant outlets.
Domestic Airport Lounges
Enjoy 4 complimentary domestic airport lounge visits per year (max 1 per quarter) subject to spending ₹50,000 in the previous 3 months.
Milestone Vouchers
Get a 1,200 IndiGo BluChips voucher on reaching cumulative spends of ₹1.5 Lakhs, and another 1,200 voucher on ₹3 Lakhs in a card anniversary year.
Lifetime Free Limited Offer
Enjoy Lifetime Free membership with absolutely no joining or annual fee if applied before 30th Oct 2026.
Welcome / Free Offer
Lifetime Free membership valid on applications before 30th Oct 2026.
Rewards & Points
How rewards are earned on this card.
| Category | Reward | Details |
|---|---|---|
| IndiGo Website & App | 3.0000 points / ₹100 | Earn 3 IndiGo BluChips per ₹100 spent on IndiGo platform bookings. |
| Secondary Categories | 2.0000 points / ₹100 | Earn 2 IndiGo BluChips per ₹100 on specified secondary eligible spends. |
| Other Eligible Spends | 1.0000 points / ₹100 | Earn 1 IndiGo BluChip per ₹100 on all other regular retail purchases. |
| Fuel, EMI & Wallets | 0.0000 points / ₹100 | Transactions typically excluded by Axis Bank do not earn IndiGo BluChips. |
Airport Lounge Access
Domestic Airport Lounge
4 visits per year (Max 1/Qtr) · Domestic
Complimentary access is permitted only if the cardholder has spent a minimum of ₹50,000 in the preceding 3 calendar months.
Current Offers & Promotions
Lifetime Free Offer
Active₹0 Joining & Annual Fee
Apply before 30th Oct 2026 to enjoy Lifetime Free membership with zero joining and annual fees.
₹1.5L Spend Milestone
Active1,200 BluChips Voucher
Get a 1,200 IndiGo BluChips voucher upon reaching cumulative spends of ₹1.5 Lakhs in an anniversary year.
₹3L Spend Milestone
Active1,200 BluChips Voucher
Get an additional 1,200 IndiGo BluChips voucher upon reaching cumulative spends of ₹3 Lakhs in an anniversary year.
Eligibility Criteria
21 to 65 yrs
Salaried and Self-employed
₹25,000 / month
₹360,000 / year ITR
735+
New to Credit: Not Allowed
Additional Eligibility Details
Important Eligibility Information
Age: 21 to 65 years. Salaried Income: ₹25,000/monthly. Self-Employed: ITR > ₹3.6 Lakhs/annum. Credit Score: 735+. New-to-credit applicants are not allowed.
Income: Salaried: ₹25,000 per month. Self-employed: Annual ITR > ₹3,60,000.
Employment: Salaried and Self-employed Indian residents.
Credit Score: Minimum credit score of 735+ required.
Documents Needed
Fees & Charges
₹0
₹0 + GST
Pros
• Lifetime Free offer till 30th Oct 2026
• Earn 3 BluChips per ₹100 on IndiGo bookings
• 4 complimentary domestic lounge visits per year
• RuPay variant enables UPI payments
• Milestone bonus of 1,200 BluChips on ₹1.5L and ₹3L spends
Cons
• Base reward rate is low at 1 BluChip per ₹100 on regular spends
• Lounge access requires ₹50,000 spend in the previous 3 months
• Rewards are restricted exclusively to IndiGo flight redemptions