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Cashback Credit Cards

Compare annual fees, rewards, cashback, travel benefits and eligibility — all in one place. Find the card that fits the way you spend.

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Cashback Credit Cards

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11 results
SBI Card Cashback / Online Shopping

SBI Cashback Credit Card

SBI Cashback Credit Card
Annual Fee
₹999
Min Income
₹30,000
Joining Fee
₹999
Credit Score
650+
Joining Fee: ₹999 + GST. Annual Fee: ₹999 + GST from the second year onwards. Waived on spending ₹2,00,000 or more in the previous anniversary year.
Key Benefits +3 more
5% Universal Online Cashback — Earn 5% cashback on all eligible online transactions across websites and apps in India without any merchant restrictions.
1% Offline Spends Cashback — Get 1% cashback on eligible in-store offline purchases and everyday transactions.
High ₹4,000 Monthly Cap — Earn up to ₹4,000 combined cashback per statement cycle, enabling total annual savings of up to ₹48,000.
YES Bank UPI / Cashback

Kredit.Pe YES Bank LTF UPI Credit Card

Kredit.Pe YES Bank LTF UPI Credit Card
Annual Fee
Lifetime Free
Min Income
₹25,000
Joining Fee
Free
Credit Score
720+
This card is issued as Lifetime Free (LTF) with absolutely no joining fee or annual renewal fee.
Key Benefits +5 more
Unlimited 5% Cashback on Digital Gold — Earn a massive, uncapped 5% Kredit.Pe Cashback on all Digital Gold purchases.
Unlimited 3% Cashback on UPI — Earn an unlimited 3% Kredit.Pe Cashback on all your eligible UPI scan & pay transactions.
YES Bank Reward Points — Earn 8 YES Bank points per ₹200 on online shopping, 4 points on offline spends, and 2 points on utilities, insurance, and government services.
Kiwi (YES / AU / PNB) UPI / Cashback

Kiwi RuPay Credit Card

Kiwi RuPay Credit Card
Annual Fee
Lifetime Free
Min Income
₹15,000
Joining Fee
Free
Credit Score
720+
Basic card is Lifetime Free. An optional Kiwi Neon Membership is available for ₹999 + Taxes annually.
Key Benefits +4 more
1.5% Cashback on UPI — Earn 1.5% cashback on eligible Scan and Pay UPI transactions using the standard Lifetime Free Kiwi card.
Kiwi Neon Membership Boost — Upgrade to the Kiwi Neon Membership (₹999 + taxes) to earn 2% base cashback on Scan & Pay, scaling up to 5% upon hitting annual spending milestones.
Online & Non-UPI Spends — Earn 0.5% cashback on online transactions and 2 Reward points for every ₹200 spent on regular offline/non-UPI purchases.
Axis Bank Cashback / Utility

Axis Bank ACE Credit Card

Axis Bank ACE Credit Card
Annual Fee
₹499
Min Income
₹25,000
Joining Fee
₹499
Credit Score
736+
Joining Fee: ₹499 + GST. Annual Fee: ₹499 + GST. Annual fee is waived on annual spends of ₹2,00,000 or more in the previous year.
Key Benefits +3 more
5% Cashback on Utility via GPay — Earn 5% cashback on electricity, gas, internet bills, and DTH/mobile recharges made strictly via the Google Pay app.
4% Cashback on Food & Rides — Enjoy 4% cashback on popular food delivery apps (Swiggy, Zomato) and ride-hailing services (Ola).
Uncapped 1.5% Base Cashback — Earn an unlimited 1.5% cashback on all other eligible online and offline retail card spends.
Axis Bank Cashback & Rewards

Samsung Axis Bank Signature Credit Card

Samsung Axis Bank Signature Credit Card
Annual Fee
₹500
Min Income
₹25,000
Joining Fee
₹500
Credit Score
736+
Joining Fee: ₹500 + GST. Annual Fee: ₹500 + GST. Annual fee is waived on annual spends of ₹2,00,000 in the previous year.
Key Benefits +3 more
10% Samsung Cashback — Get 10% flat cashback on all Samsung product purchases (including EMIs) via Samsung stores, App, Service Centres, and Amazon. Capped at ₹2,500/month and ₹10,000/year.
2% Value on Partner Brands — Earn 10 EDGE Reward Points per ₹100 spent at preferred partners: Zomato, BigBasket, Myntra, Tata 1mg, and Urban Company (Effective 2% return).
1% Base Rewards — Earn 5 EDGE Reward Points per ₹100 spent on all other eligible retail transactions (Effective 1% return).
Axis Bank Cashback / Shopping

Axis Bank Cashback Credit Card

Axis Bank Cashback Credit Card
Annual Fee
₹1,000
Min Income
₹50,000
Joining Fee
₹1,000
Credit Score
736+
Joining Fee: ₹1,000 + GST. Annual Fee: ₹1,000 + GST. Annual fee is waived on annual spends of ₹4,00,000 in the previous year.
Key Benefits +3 more
Tiered Online Cashback up to 7% — Earn up to 7% cashback on online spends in a tier-based structure, allowing a massive total online cashback cap of ₹4,000 per month.
Unlimited Offline Cashback — Earn unlimited 0.75% cashback on all your offline retail and travel spends.
Utility Bill Cashback — Get 0.5% cashback on online utility bill payments (capped at ₹100 per month).
Axis Bank Cashback

Axis Airtel RuPay Credit Card

Axis Airtel RuPay Credit Card
Annual Fee
₹999
Min Income
₹25,000
Joining Fee
₹999
Credit Score
736+
Joining Fee: Rs. 500 + applicable GST. Annual Fee: Rs. 500 + applicable GST from second year onwards. Annual fee waived on spending Rs. 2,00,000 or more in the previous year.
Key Benefits +9 more
25% Cashback on Airtel Payments — Earn 25% cashback on eligible Airtel Mobile, Broadband, WiFi and DTH bill payments made through the Airtel Thanks App. Cashback is subject to the applicable monthly base-category cap.
10% Cashback on Utility Bills — Earn 10% cashback on eligible utility bill payments such as electricity, water and gas through the Airtel Thanks App. Cashback is capped based on the base cashback earned during the same month.
10% Cashback on Zomato — Earn 10% value-back on eligible Zomato transactions. Cashback/value-back is capped at Rs. 200 per month for Zomato.
Axis Bank Fuel & Cashback

Axis Indian Oil RuPay Credit Card

Axis Indian Oil RuPay Credit Card
Annual Fee
₹500
Min Income
₹25,000
Joining Fee
₹500
Credit Score
736+
Joining Fee: Rs. 500 + applicable GST. Annual Fee: Rs. 500 + applicable GST from the second year onwards. Annual fee waiver on annual spends of Rs. 3.5 lakh.
Key Benefits +11 more
20 EDGE Reward Points per Rs. 100 at IndianOil — Earn 20 EDGE Reward Points for every Rs. 100 spent at eligible IndianOil outlets, equivalent to approximately 4% value-back when each EDGE Reward Point is valued at Rs. 0.20. Accelerated fuel rewards are subject to applicable limits.
5 EDGE Reward Points per Rs. 100 Online — Earn 5 EDGE Reward Points per Rs. 100 on eligible online shopping spends, equivalent to approximately 1% value-back. Accelerated online rewards are subject to applicable monthly limits.
1 EDGE Reward Point per Rs. 100 Other Spends — Earn 1 EDGE Reward Point per Rs. 100 on eligible other transactions. Rent, wallet, insurance, gold/jewellery, utilities and government-related transactions are excluded.
HDFC Bank Cashback

HDFC Swiggy Ornge Credit Card

HDFC Swiggy Ornge Credit Card
Annual Fee
₹500
Min Income
₹20,000
Joining Fee
₹500
Credit Score
Check eligibility
Joining Fee: ₹500 + applicable taxes. Renewal/Annual Fee: ₹500 + applicable taxes. Renewal fee waived on eligible annual spends of ₹1,50,000 or more in the previous year.
Key Benefits +9 more
5% Cashback on Swiggy — Earn 5% cashback on eligible Swiggy App transactions including Food Delivery, Instamart and Dineout. Minimum transaction value ₹249. Cashback capped at ₹1,500 per month.
5% Cashback on Select Online Spends — Earn 5% cashback on eligible online spends across selected merchants. Eligible merchants and MCC conditions apply. Cashback is part of the ₹1,500 monthly 5% cashback cap.
1% Cashback on Other Spends — Earn 1% cashback on other eligible transactions. Minimum transaction value ₹100 and cashback capped at ₹1,000 per month.
Axis Bank Cashback

Axis Bank Flipkart Credit Card

Axis Bank Flipkart Credit Card
Annual Fee
₹500
Min Income
₹25,000
Joining Fee
₹500
Credit Score
750+
Joining Fee: ₹500 + GST. Annual Fee: ₹500 + GST. Annual fee is waived if you spend ₹3,50,000 or more in the preceding anniversary year.
Key Benefits +4 more
5% Uncapped Cashback on Flipkart — Earn a flat 5% cashback on all eligible purchases made on Flipkart, with no upper limits.
4% Cashback on Preferred Merchants — Earn 4% cashback on top brands including Swiggy, Cleartrip, PVR, and Cult.fit.
1% Base Cashback — Earn unlimited 1% cashback on all other general retail offline and online spends.
HDFC Bank Cashback

HDFC Bank PIXEL Play Credit Card

HDFC Bank PIXEL Play Credit Card
Annual Fee
Lifetime Free
Min Income
₹25,000
Joining Fee
₹500
Credit Score
750+
Joining Fee: ₹500 + applicable taxes, waived on spending ₹20,000 within 90 days of card issuance. Annual Fee: Nil.
Key Benefits +7 more
5% Brand Packs Cashback — Choose any 2 Brand Packs and earn 5% cashback, capped at 500 CashPoints per month per category. Dining & Entertainment: BookMyShow and Zomato; Travel: MakeMyTrip and Uber; Grocery: Blinkit and Reliance Smart Bazaar; Electronics: Croma and Reliance Digital; Fashion: Nykaa and Myntra.
3% E-Commerce Cashback — Choose any one e-commerce platform from Amazon, Flipkart or PayZapp and earn 3% cashback, capped at 500 CashPoints per month.
1% Unlimited Cashback — Earn 1% unlimited cashback on eligible other spends. Fuel, rent, EMI, e-wallet loading and government transactions are excluded.
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Frequently Asked Questions

A few things to know before applying.

What is the best credit card?

There is no single best credit card for everyone. The right card depends on your spending habits, fees, rewards, benefits and eligibility.

Can I apply for multiple credit cards?

You can apply for multiple cards, but multiple applications within a short period can result in multiple hard credit enquiries. Consider your requirements before applying.

Does CreditJungle approve my application?

No. CreditJungle is a comparison platform. Final approval is determined by the respective card issuer based on its eligibility criteria and internal assessment.

Are the calculators free?

Yes. CreditJungle's available comparison calculators are designed to help users understand potential costs, rewards and savings before making a decision.

Disclaimer: CreditJungle provides information for comparison and educational purposes. Fees, rewards, eligibility, interest rates and other product features may change. Please verify the latest information with the respective issuer or financial institution before applying. Approval is subject to the issuer's terms and eligibility criteria.