Card Benefits
Key benefits available with this card.
25% Cashback on Airtel Payments
Earn 25% cashback on eligible Airtel Mobile, Broadband, WiFi and DTH bill payments made through the Airtel Thanks App. Cashback is subject to the applicable monthly base-category cap.
10% Cashback on Utility Bills
Earn 10% cashback on eligible utility bill payments such as electricity, water and gas through the Airtel Thanks App. Cashback is capped based on the base cashback earned during the same month.
10% Cashback on Zomato
Earn 10% value-back on eligible Zomato transactions. Cashback/value-back is capped at Rs. 200 per month for Zomato.
10% Cashback on Blinkit
Earn 10% value-back on eligible Blinkit transactions. Cashback/value-back is capped at Rs. 200 per month for Blinkit.
10% Cashback on District Movies
Earn 10% value-back on eligible District Movies transactions. Cashback/value-back is capped at Rs. 200 per month.
1% Cashback on Other Spends
Earn 1% cashback on other eligible purchases. The base cashback category is also used for determining the applicable accelerated cashback caps.
RuPay UPI
Use the RuPay credit card for eligible UPI transactions through supported UPI applications and QR payments.
1% Fuel Surcharge Waiver
Get 1% fuel surcharge waiver across India on eligible fuel transactions between Rs. 400 and Rs. 4,000, capped at Rs. 500 per statement cycle.
Amazon Rs. 250 Welcome Voucher
Get an Amazon e-voucher worth Rs. 250 on making the first transaction within 30 days of card issuance, subject to applicable joining-fee conditions.
Annual Fee Waiver
Annual fee of Rs. 500 is waived when eligible annual spending reaches Rs. 2,00,000 or more in the previous year.
EMI Conversion
Eligible transactions of Rs. 1,500 and above can be converted into EMI as per Axis Bank Smart EMI terms.
Airport Lounge Access Discontinued
Complimentary airport lounge access previously associated with the card has been discontinued effective April 2026.
Welcome / Free Offer
Amazon e-voucher worth Rs. 250 as activation benefit on making the first transaction within 30 days of card issuance. Offer not applicable on cards issued without joining fee.
Value up to ₹250
Eligibility: Make first transaction within 30 days of card issuance and pay applicable joining fee.
Rewards & Points
How rewards are earned on this card.
| Category | Reward | Details |
|---|---|---|
| Airtel Mobile / Broadband / WiFi / DTH | 25.0000% | 25% cashback through Airtel Thanks App. Maximum accelerated cashback is capped at twice the base cashback earned during the same month. |
| Utility Bills | 10.0000% | 10% cashback on eligible utility bill payments through Airtel Thanks App. Cashback capped at the base cashback earned during the same month. |
| Zomato | 10.0000% | 10% value-back on eligible Zomato transactions. Maximum benefit Rs. 200 per month. |
| Blinkit | 10.0000% | 10% value-back on eligible Blinkit transactions. Maximum benefit Rs. 200 per month. |
| District Movies | 10.0000% | 10% value-back on eligible District Movies transactions. Maximum benefit Rs. 200 per month. |
| Other Eligible Spends | 1.0000% | 1% cashback on other eligible purchases, subject to applicable exclusions. |
| RuPay UPI | 1.0000% | 1% cashback on eligible RuPay UPI transactions as applicable under the card programme. |
| Fuel | 1.0000% | 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 4,000, capped at Rs. 500 per statement cycle. |
Reward Redemptions
| Redemption Method | Point Value | Details |
|---|---|---|
| Cashback / Statement Credit | ₹1 | Cashback is provided under the Axis Bank cashback programme. Redemption/crediting is subject to Axis Bank terms and applicable statement-credit rules. |
Airport Lounge Access
Airport Lounge
0 visits · Domestic/International
Complimentary airport lounge access has been discontinued effective April 2026. Do not display as a current complimentary card benefit.
Fuel Surcharge Waiver
Current Offers & Promotions
Airtel Thanks App Cashback
Active25%
25% cashback on eligible Airtel Mobile, Broadband, WiFi and DTH bill payments through Airtel Thanks App. Monthly cap linked to base cashback earned.
Utility Bill Cashback
Active10%
10% cashback on eligible utility bill payments such as electricity, water and gas through Airtel Thanks App. Cap linked to base cashback earned.
Zomato Offer
Active10%
Maximum benefit: 200.00
10% value-back on eligible Zomato transactions. Maximum Rs. 200 per month.
Blinkit Offer
Active10%
Maximum benefit: 200.00
10% value-back on eligible Blinkit transactions. Maximum Rs. 200 per month.
District Movies Offer
Active10%
Maximum benefit: 200.00
10% value-back on eligible District Movies transactions. Maximum Rs. 200 per month.
Amazon Welcome Voucher
ActiveRs. 250
Maximum benefit: 250.00
Amazon e-voucher worth Rs. 250 after first transaction within 30 days of issuance, subject to applicable joining-fee conditions.
Eligibility Criteria
21 to 65 yrs
Salaried and Self-employed
₹25,000 / month
₹360,000 / year ITR
736+
No
Additional Eligibility Details
Important Eligibility Information
Age 21 to 65 years. Salaried and self-employed applicants. Salaried income Rs. 25,000 per month. Self-employed income/ITR Rs. 3.60 lakh per annum. Indicative credit score 736+.
Income: Salaried: minimum monthly income Rs. 25,000. Self-employed: minimum annual income/ITR Rs. 3,60,000.
Employment: Salaried and Self-employed
Credit Score: Indicative minimum credit score: 736+. Final approval is subject to Axis Bank internal eligibility.
Documents Needed
Fees & Charges
₹999
₹999 + GST
Pros
25% cashback on Airtel bills; 10% utility cashback; 10% value-back on Zomato, Blinkit and District Movies; 1% base cashback; RuPay UPI support; fuel surcharge waiver.
Cons
Accelerated cashback is capped. Value depends on base-category spending. Lounge access discontinued. Partner cashback terms may change.