Axis Bank Flipkart Credit Card

Card Benefits

Key benefits available with this card.

5% Uncapped Cashback on Flipkart

Earn a flat 5% cashback on all eligible purchases made on Flipkart, with no upper limits.

4% Cashback on Preferred Merchants

Earn 4% cashback on top brands including Swiggy, Cleartrip, PVR, and Cult.fit.

1% Base Cashback

Earn unlimited 1% cashback on all other general retail offline and online spends.

Direct Statement Credit

All earned cashback is automatically credited directly to your credit card statement—no redemption fees.

Domestic Airport Lounge Access

Get 4 complimentary domestic airport lounge visits per year (max 1 per quarter) upon spending ₹50,000 in the previous 3 months.

₹500 Flipkart Welcome Voucher

Receive a ₹500 Flipkart gift voucher on completing your first transaction within 30 days of card issuance.

1% Fuel Surcharge Waiver

1% fuel surcharge waiver on fuel purchases between ₹400 and ₹4,000 across petrol pumps in India (capped at ₹400 per month).

Welcome / Free Offer

₹500 Flipkart gift voucher upon completing your first transaction within 30 days of card issuance.

Value up to ₹500

Eligibility: Complete first transaction within 30 days of card issuance.

Rewards & Points

How rewards are earned on this card.

Category	Reward	Details
Flipkart	0.0000%	Unlimited 5% cashback on Flipkart purchases.
Preferred Merchants (Swiggy, Cleartrip, PVR, Cult.fit)	0.0000%	Unlimited 4% cashback on preferred partner platforms.
All Other Retail Spends	0.0000%	Unlimited 1% cashback on other eligible online and offline transactions.
Excluded Categories	0.0000%	Transactions on fuel, wallet loads, rent, EMI, utilities, insurance, educational services, and government transactions do not earn cashback.

Reward Point Value: ₹1.0000 per point

Reward Exclusions: Transactions on fuel, wallet loads, rent, EMI conversions, cash advances, and government services typically do not earn rewards or cashback.

Airport Lounge Access

Domestic Airport Lounge

4 visits per year (Max 1/quarter) · Domestic

Spend ₹50,000

Complimentary access is granted only if the cardholder has spent ₹50,000 or more in the preceding 3 calendar months.

Fuel Surcharge Waiver

Waiver Rate 1.0000%

Maximum Monthly Waiver ₹400

Eligibility Criteria

Age

21 to 65 yrs

Employment

Salaried and Self-employed

Salaried Income

₹25,000 / month

Self-Employed

—

Credit Score

750+

New to Credit

Check issuer criteria

Documents Needed

ID Proof: PAN Card

Address Proof: Aadhaar, Passport

Income Proof: Salary slip or IT Return

Fees & Charges

Standard Joining Fee

₹500

Annual Fee

₹500 + GST

Fee Terms: Joining Fee: ₹500 + GST. Annual Fee: ₹500 + GST. Annual fee is waived if you spend ₹3,50,000 or more in the preceding anniversary year.

Pros

• Uncapped 5% cashback on Flipkart
• 4% cashback on preferred partners like Swiggy and Cleartrip
• Direct-to-statement cashback (no redemption fees or portals)
• 4 complimentary domestic airport lounge visits per year

Cons

• ₹3.5 Lakhs annual fee waiver threshold is quite high for an entry-level card
• Lounge access is heavily conditional (requires ₹50k spend in previous quarter)
• Significant reward exclusions including utilities and insurance