Card Benefits
Key benefits available with this card.
32 Domestic & 8 International Lounges
Enjoy up to 32 domestic and 8 international airport lounge visits each year, completely free of any spend-based eligibility requirements.
5 EDGE Miles on Travel Spends
Earn an accelerated 5 EDGE Miles per ₹100 spent on the Axis Bank Travel EDGE portal and direct airline websites or counters.
2 EDGE Miles on Regular Spends
Earn a base rate of 2 EDGE Miles per ₹100 on all other eligible regular retail spending categories.
1:1 Partner Miles Transfer
Convert your EDGE Miles to partner airline miles or hotel loyalty points at a highly rewarding 1:1 ratio across 15+ travel partners (Annual group transfer limits apply).
Welcome & Renewal Bonus Miles
Get 5,000 EDGE Miles on your first transaction of ₹1,000+ within 30 days. Receive an additional 1,500 EDGE Miles annually upon card renewal.
MakeMyTrip Wednesday Offer
Enjoy instant savings on flights and hotels via MakeMyTrip every Wednesday when booking with your Horizon Credit Card.
Axis Dining Delights
Get up to 15% dining discounts at partner restaurants under the Axis Bank Dining Delights program.
1% Fuel Surcharge Waiver
Save 1% (up to ₹400 monthly) on fuel transactions between ₹400 and ₹5,000 at all fuel stations across India.
Welcome / Free Offer
5,000 EDGE Miles on making the first card transaction worth ₹1,000 or more within 30 days of card issuance.
Value up to ₹5,000
Eligibility: First transaction of ₹1,000 or more within 30 days of card issuance.
Rewards & Points
How rewards are earned on this card.
| Category | Reward | Details |
|---|---|---|
| Travel EDGE & Direct Airlines | 5.0000 points / ₹100 | Earn 5 EDGE Miles per ₹100 spent on the Travel EDGE portal and direct airline bookings. |
| All Other Retail Spends | 2.0000 points / ₹100 | Earn 2 EDGE Miles per ₹100 spent on all other regular retail purchases (excluding restricted categories). |
| Fuel, Wallet & Excluded Categories | 0.0000 points / ₹100 | Transactions on restricted categories as defined by Axis Bank do not earn EDGE Miles. |
Airport Lounge Access
Domestic Airport Lounge
32 visits per year · Domestic
32 complimentary visits to domestic airport lounges per year with NO spend-based eligibility criteria.
International Airport Lounge
8 visits per year · International
8 complimentary visits to international airport lounges per year with NO spend-based eligibility criteria.
Fuel Surcharge Waiver
Current Offers & Promotions
Welcome EDGE Miles
Active5,000 EDGE Miles
Earn 5,000 EDGE Miles as a welcome bonus on making the first transaction of ₹1,000 or more within 30 days of card issuance.
Renewal Bonus Miles
Active1,500 EDGE Miles
Receive 1,500 EDGE Miles each year upon successful payment of the card renewal fee.
MakeMyTrip Wednesday Offer
ActiveInstant Savings
Enjoy instant savings on flights and hotel bookings via MakeMyTrip every Wednesday using this card.
Eligibility Criteria
21 to 65 yrs
Salaried and Self-employed
₹50,000 / month
₹600,000 / year ITR
736+
New to Credit: Not Allowed
Additional Eligibility Details
Important Eligibility Information
Age: 21 to 65 years. Salaried Income: ₹50,000/monthly. Self-Employed: ITR > ₹6 Lakhs/annum. Credit Score: 736+. New-to-credit applicants are not allowed.
Income: Salaried: ₹50,000 per month. Self-employed: Annual ITR > ₹6,00,000.
Employment: Salaried and Self-employed Indian residents.
Credit Score: Minimum credit score of 736+ required.
Documents Needed
Fees & Charges
₹3,000
₹3,000 + GST
Pros
• Unmatched lounge access: 32 domestic & 8 international visits per year with NO spend-based eligibility criteria
• Excellent 1:1 transfer ratio to 15+ travel partners
• 5 EDGE Miles per ₹100 on travel spends (equivalent to 5% value back)
• Strong welcome bonus of 5,000 miles and 1,500 renewal miles
• MakeMyTrip Wednesday flight/hotel discount offers
Cons
• ₹3,000 joining and annual fee without a stated annual spend waiver threshold
• Annual capping on partner miles transfers (Group A and Group B restrictions apply)
• Base reward rate is 2 EDGE Miles per ₹100 on regular retail spends